A non-warrantable condo is a property that does not qualify under Fannie Mae or Freddie Mac standards, thus making conventional financing hard to secure. The reasons can be due to a large number of investor-owned units, outstanding litigation, or a financially troubled HOA. As conventional lenders shun such properties, buyers have to resort to alternative loans with increased interest... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans